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644 16TH ST Panama City Beach, FL 32413

Active
$254,900
644 16TH ST Panama City Beach, FL 32413
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644 16TH ST, Panama City Beach, FL 32413
644 16TH ST, Panama City Beach, FL 32413
644 16TH ST, Panama City Beach, FL 32413
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Isaac Loviglio

Isaac Loviglio

opentoclose@livingluxury.homes +1(941) 241-2581
$254,900
Est. payment /mo
2 Beds
2 Baths
863 SqFt
Save Virtual Tour

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Half Duplex

Listing Status Active

Purchase Type For Sale

Square Footage 863 sqft

Price per Sqft $295

Subdivision White Sands Estates

MLS Listing ID O6398252

Bedrooms 2

Full Baths 2

Construction Status Completed

HOA Y/N No

Year Built 1984

Annual Tax Amount $1,503

Lot Size 7,405 Sqft

Acres 0.17

Lot Dimensions 60x126

Property Sub-Type Half Duplex

Source Stellar MLS

Property Description

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X).


Just under 1 mile to public beach access, you're only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away.


Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones.


For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential.


Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed!


Turnkey opportunity in one of Panama City Beach's most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

Location

State FL

County Bay

Community White Sands Estates

Area 32413 - Panama City Beach

Zoning R-3

Interior

Interior Features Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)

Heating Central, Heat Pump

Cooling Central Air

Flooring Hardwood

Fireplace false

Appliance Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Laundry Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup

Exterior

Exterior Feature Private Yard, Sliding Doors

Parking Features Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Access/Parking

Fence Chain Link, Vinyl, Wood

Utilities Available BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected

Roof Type Metal

Porch Covered, Deck, Rear Porch

Attached Garage false

Garage false

Private Pool No

Building

Lot Description Corner Lot, City Limits, Paved

Story 1

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Septic Tank

Water Public

Structure Type Stucco,Frame

New Construction false

Construction Status Completed

Others

Senior Community No

Ownership Fee Simple

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required None

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6398252


Read Less Info
Stellar MLS
© 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved.
Listed by Sean Rooney LPT REALTY, LLC

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Isaac Loviglio

Isaac Loviglio

+1(941) 241-2581

Agent | License ID: SL3466395

Agent License ID: SL3466395

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Isaac Loviglio License ID: SL3466395

+1(941) 241-2581 opentoclose@livingluxury.homes

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